Disposiciones de Pólizas de VidaPregunta 557 de 716
The payor benefit rider on a juvenile life policy provides that, if the premium-paying adult dies or becomes disabled:
a.The child's coverage terminates immediately and the insurer refunds the premiums that had been paid to date
b.The policy automatically converts to term insurance
c.The death benefit is paid at once to the child
d.Premiums are waived until the child reaches a specified age
Explicación
The payor benefit waives premiums on a child's policy if the paying adult dies or is disabled, keeping the coverage in force until the child reaches a stated age. Coverage does not end, and no death benefit is paid on the child who is still alive.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)