Disposiciones de Pólizas de VidaPregunta 562 de 716
An accelerated (living) death benefit rider allows the insured to receive part of the death benefit while still alive if the insured:
a.Changes to a higher-paying job or career
b.Relocates to another part of the country
c.Is diagnosed as terminally or chronically ill
d.Reaches normal retirement age and stops working
Explicación
The accelerated death benefit advances a portion of the face amount when the insured is terminally or chronically ill, helping pay care costs. Ordinary events like a new job, retirement, or moving do not trigger it.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)