Principios Generales de SegurosPregunta 578 de 716
Which relationship most clearly satisfies insurable interest for a life insurance policy?
a.A random investor seeking to profit from the policy
b.A competitor hoping to benefit from the insured's death
c.A business partner or spouse who would suffer financial loss at the insured's death
d.A stranger who read about the insured in the news and simply wishes to profit from a future death claim
Explicación
Insurable interest requires a genuine expectation of loss, which a spouse or business partner clearly has. Strangers, competitors, and pure investors have no such interest and cannot lawfully insure another's life.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)