Principios Generales de SegurosPregunta 591 de 716
Concealment is best defined as:
a.An honest, unintentional mistake by the applicant
b.A minor clerical or typographical error made while completing the paperwork of the application
c.The intentional failure to disclose a known material fact
d.Disclosing more information than requested
Explicación
Concealment is deliberately withholding a material fact the applicant knows is relevant. An honest mistake or clerical error is not concealment, and over-disclosure certainly is not.
Practica las 716 preguntas gratis — sin registro.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Preguntas relacionadas de este tema
- A substandard (rated) risk is one who:
- Statements an applicant makes on a life or health application are generally treated as:
- A misrepresentation on an application will let the insurer void the contract during the contestable period only if the misrepresentation is:
- A waiver, as the term is used in insurance, is:
- Estoppel refers to:
- Rebating, which most states prohibit as an unfair trade practice, involves:
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Life & Health Insurance License Exam · Cómo revisamos
Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)