Disposiciones de Pólizas A&SPregunta 624 de 716
The optional 'illegal occupation' and 'intoxicants and narcotics' provisions let the insurer deny claims for losses that:
a.Involve a minor illness
b.Occur only on weekends or public holidays, when the insured is presumed to be away from the regular workplace
c.Occur while the insured is at work
d.Result from the insured committing a felony or being under the influence of non-prescribed narcotics
Explicación
These optional provisions exclude losses stemming from the insured's illegal activity or intoxication by non-prescribed narcotics. Ordinary work, weekend, or minor-illness losses are not what they target.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)