Medicare y Seguros para Personas MayoresPregunta 670 de 716
A significant gap in Medicare is that it generally does NOT cover:
a.Diagnostic laboratory and X-ray tests
b.Medically necessary inpatient hospital stays
c.Long-term custodial (nursing home) care
d.Physician office visits and outpatient surgery
Explicación
Medicare pays for medically necessary care but not ongoing custodial long-term care, which is a major reason people buy LTC insurance. Hospital stays, doctor visits, and lab tests are covered.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)