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Federal COBRA generally lets an eligible employee who loses group health coverage continue it for a limited time by:

a.Enrolling immediately in Medicare
b.Receiving free coverage for life
c.Paying the full premium themselves (up to 102% of cost) for a stated period such as 18 months
d.Paying nothing at all for the continued coverage, since the former employer must keep funding it in full

Explicación

COBRA allows continuation of the group health plan if the former employee pays the full premium plus up to a 2% administrative charge, commonly for 18 months. It is not free or permanent, and it is separate from Medicare.

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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)
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