Vida Grupal y AnualidadesPregunta 703 de 716
Choosing a 'life with 10-year period certain' payout means the annuitant receives income for life, but if they die early, payments continue to a beneficiary:
a.For the remainder of the 10-year certain period
b.Forever, for as long as the beneficiary remains alive
c.Not at all; the remaining certain payments are forfeited
d.For exactly one additional year following the death
Explicación
Life with period certain pays for the annuitant's life and guarantees payments for at least the certain period; if the annuitant dies within it, the beneficiary receives the rest of that period. It does not pay forever or nothing.
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- A withdrawal of taxable gain from a nonqualified annuity before age 59 1/2 is generally subject to:
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- A nonqualified annuity is funded with after-tax dollars, so at payout:
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)