Homeowners Policy (HO)Pregunta 342 de 474
An insured moves furniture out of the house to protect it from an approaching covered peril. Under the property removed additional coverage, the removed property is insured against:
a.direct loss from any cause for 90 days
b.named perils only, while off premises
c.theft only, for a period of 30 days
d.direct loss from any cause for 30 days
Explicación
Property removed from the premises because it is endangered by a covered peril is insured against direct loss from any cause for 30 days while removed, an unusually broad grant. The 90-day answer stretches the period, and limiting the coverage to theft or to named perils understates it. This coverage does not increase the limit on the removed property.
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