Homeowners Policy (HO)Pregunta 344 de 474
After a covered storm the insured pays a contractor to tarp the roof so rain cannot enter. Which additional coverage responds to that cost?
a.Debris removal of the damaged roof material
b.Ordinance or law compliance for the repair
c.Loss assessment charged for the repair work
d.Reasonable repairs made to protect the property
Explicación
The reasonable repairs additional coverage pays the necessary cost of measures taken solely to protect covered property from further damage after a covered loss, which is exactly what tarping an opened roof does. Debris removal pays to haul away wreckage rather than to prevent more damage. This coverage does not increase the limit on the damaged property.
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