Personal Auto PolicyPregunta 417 de 474
Damage to the insured's own auto is excluded under Part D while that auto is being used:
a.To tow a small utility trailer to a dump
b.On a long trip outside the home county
c.In a share-the-expense car pool trip
d.To carry persons or property for a fee
Explicación
Physical damage is excluded while the auto is used as a public or livery conveyance, meaning carrying people or goods for hire. A share-the-expense car pool is expressly carved out of that exclusion, so commuters splitting fuel costs keep their coverage. Distance driven and towing a small trailer do not suspend Part D.
Practica las 474 preguntas gratis — sin registro.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Preguntas relacionadas de este tema
- Which vehicle qualifies as a non-owned auto for Part D purposes?
- The transmission on the insured's car fails from age and the repair bill is $3,600. Deductibles are $500 collision and $250 other than collision. Part D pays:
- A pothole shreds a tire on the insured's car. Under Part D the tire itself is:
- Under an unendorsed personal auto policy, custom furnishings or equipment in a pickup or van are:
- An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
- After an auto accident, the duties condition in Part E requires the insured to:
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Personal Lines Insurance License Exam · Cómo revisamos