Personal Auto PolicyPregunta 419 de 474
An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
a.The towing and labor costs coverage endorsement
b.A named non-owner policy written for the driver
c.The miscellaneous type vehicle endorsement form
d.Extended non-owned coverage for a furnished vehicle
Explicación
The unendorsed policy excludes a vehicle furnished or available for the regular use of the insured, and extended non-owned coverage buys that exposure back by endorsement. A named non-owner policy is written for a person who owns no auto at all, so it does not fit a driver who already carries a personal auto policy. Towing and miscellaneous type vehicle endorsements address unrelated exposures.
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