Póliza de Vivienda (DP)Pregunta 321 de 531
Unlike a homeowners policy, a dwelling policy lets the applicant:
a.skip the deductible on building losses
b.insure contents at their resale market value
c.insure the building with no contents coverage
d.collect for theft with no endorsement
Explicación
Dwelling coverages are written separately, so an owner living elsewhere can buy dwelling coverage alone while a tenant buys personal property coverage alone; a homeowners policy packages the coverages and requires an amount on the dwelling. Contents are settled at actual cash value, not resale market value, and theft comes only by endorsement. Deductibles apply under either policy.
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