Póliza de Vivienda (DP)Pregunta 322 de 531

A dwelling policy owner wants protection against a claim brought by a visitor injured on her steps. She obtains it by:

a.buying a vandalism endorsement
b.attaching the extended coverage endorsement
c.raising her Coverage E limit
d.adding a personal liability endorsement

Explicación

The dwelling forms are property forms with no liability section, so personal liability and medical payments to others must be endorsed onto the policy before a visitor's injury claim can be paid. Coverage E on a dwelling policy is additional living expense rather than liability, so raising it does nothing for this claim. Vandalism and extended coverage add property perils only.

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