Compensación al TrabajadorPregunta 486 de 531
Which of the following benefits is NOT typically provided by workers compensation insurance?
a.Death benefits to surviving dependents
b.Partial wage replacement during disability
c.Compensation for the employee's pain and suffering
d.Medical care for the work injury
Explicación
Workers compensation provides defined benefits: medical treatment for the work injury, partial wage replacement during disability, rehabilitation, and death benefits to dependents. It generally does not pay for pain and suffering, which are non-economic damages available through lawsuits. Because workers comp is a no-fault statutory system, benefits are limited to these scheduled categories rather than open-ended tort damages.
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- Workers compensation insurance operates on the principle that benefits for a covered work-related injury are paid:
- Under a Workers Compensation and Employers Liability policy, Part Two (Employers Liability) is intended to:
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