保险与留置权第 1565 / 1605 题
An owner asks the contractor to provide a certificate of insurance naming the owner as additional insured. For the owner to actually have that status, the certificate must be accompanied by, or reflect:
a.A recorded mechanics lien
b.The contractor's bank statement
c.An additional insured endorsement issued by the insurer
d.A cancellation notice
解析
The certificate alone does not confer additional insured status; an additional insured endorsement issued by the insurer is required. Prudent owners request a copy of the endorsement rather than relying on the certificate's representation.
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