保险与留置权第 1567 / 1605 题
A contractor hires day laborers and pays them cash, believing they are 'independent contractors,' and carries no workers' compensation. If a laborer is injured, the contractor most likely:
a.Only owes the CSLB a small fine
b.Has no exposure because they were independent contractors
c.Faces liability as an uninsured employer, since misclassified workers are often deemed employees requiring coverage
d.Is protected by the general liability policy
解析
Labeling workers 'independent contractors' does not avoid the duty to carry workers' compensation if they are, in substance, employees. Misclassified workers are frequently deemed employees, exposing the contractor to uninsured-employer liability, penalties, and license suspension under Labor Code §3700 et seq.
法律依据: Labor Code §3700免费刷完整 1605 道题库 — 无需注册。
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