保险与留置权第 1540 / 1632 题
The 125% bond required to accompany a stop payment notice served on a construction LENDER exists to:
a.Satisfy the surety requirement that CSLB imposes on every licensee
b.Protect the lender's costs if the withheld claim proves invalid
c.Guarantee the claimant's recovery if the borrower later defaults
d.Substitute for the preliminary notice the claimant failed to serve
解析
Civil Code §8532 makes the bond the price of forcing a lender, a stranger to the dispute, to freeze loan funds: if the claim turns out to be bad, the bond answers the lender's resulting damages and costs. (a) confuses it with the §7071.6 license bond, which is a licensing condition unrelated to any project. (c) reverses the beneficiary — the bond protects the lender against the claimant, not the claimant against the borrower. (d) is the misconception that a bond can cure a missed notice; it cannot, and a claimant who never noticed the lender has nothing to serve.
法律依据: Civil Code §8532免费刷完整 1632 道题库 — 无需注册。
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审核人 Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — 核实)