保险基本原理第 605 / 716 题
The principle of utmost good faith in insurance means that:
a.Only the insured is required to be completely honest, while the insurer owes no comparable duty of disclosure
b.The producer personally guarantees the insurer's performance
c.Both parties rely on the honesty and full disclosure of the other
d.Neither party owes the other any duty of honesty
解析
Utmost good faith obligates both the applicant and the insurer to deal honestly and disclose material facts. It is not a one-sided duty, nor a producer guarantee.
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同考点相关题目
- In insurance, a 'replacement' occurs when a new policy is purchased and an existing policy is:
- Replacement regulations exist primarily to:
- In a replacement transaction, the producer generally must:
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)