保险基本原理第 608 / 716 题
Insurance is a conditional contract, meaning that:
a.No conditions of any kind apply to the coverage
b.The insurer must pay benefits regardless of any conditions
c.The insured alone sets all of the conditions under which the insurer will be obligated to pay a future claim
d.Benefits are never paid unless conditions, such as paying premiums and filing proof of loss, are met
解析
A conditional contract pays benefits only when specified conditions are satisfied, like premium payment and submitting proof of loss. The insurer's duty is not unconditional, and the conditions are set in the contract, not by the insured alone.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- The principle of utmost good faith in insurance means that:
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Apparent authority is the authority an agent appears to have because:
- Implied authority of a producer is:
- In the legal relationship of agency, the insurance producer normally represents:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)