保险基本原理第 611 / 716 题
In the legal relationship of agency, the insurance producer normally represents:
a.The applicant seeking coverage
b.The named beneficiary
c.The state insurance department
d.The insurer
解析
A producer is an agent of the insurer and acts on its behalf, which is why the insurer is bound by the producer's authorized acts. The producer does not legally represent the applicant, the state, or the beneficiary.
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同考点相关题目
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
- Apparent authority is the authority an agent appears to have because:
- Implied authority of a producer is:
- A producer's duty to recommend coverage that genuinely fits the client's needs and financial circumstances is the principle of:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)