保险基本原理第 612 / 716 题
A producer's duty to recommend coverage that genuinely fits the client's needs and financial circumstances is the principle of:
a.adhesion terms
b.cash rebating
c.sales coercion
d.suitability
解析
Suitability requires the producer to match the recommendation to the client's actual needs, resources, and objectives. Rebating and coercion are prohibited practices, and adhesion describes a contract characteristic.
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同考点相关题目
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
- Apparent authority is the authority an agent appears to have because:
- Implied authority of a producer is:
- In the legal relationship of agency, the insurance producer normally represents:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)