保险基本原理第 606 / 716 题
Describing insurance as an aleatory contract means that:
a.The dollar amounts exchanged may be unequal and depend on an uncertain event
b.The contract is carefully negotiated term by term between the applicant and the insurer as equal parties
c.Only the insured makes enforceable promises
d.Both sides exchange exactly equal dollar values
解析
An aleatory contract involves an exchange of unequal values contingent on chance, a small premium may yield a large benefit, or none. Equal exchange describes a commutative contract, and the other choices describe adhesion and unilateral features.
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同考点相关题目
- Replacement regulations exist primarily to:
- In a replacement transaction, the producer generally must:
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- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
- Apparent authority is the authority an agent appears to have because:
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