Dwelling Policy (DP)第 247 / 474 题
A landlord who rents out a single-family house and needs to insure the building and lost rental income would most appropriately use a:
a.Personal auto policy
b.Dwelling policy (DP form)
c.Condominium HO-6 policy
d.Homeowners HO-4 policy
解析
A Dwelling policy (DP form) is designed for residential property, including non-owner-occupied rentals, and can cover the building and fair rental value. It does not automatically include personal liability, which can be added by endorsement. HO-4 covers a tenant's contents, HO-6 covers a condo unit owner, and neither fits a landlord who needs building and rental-income coverage.
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