Personal Auto PolicyQuestion 361 of 474
In the Personal Auto Policy, coverage for bodily injury and property damage the insured causes to others is provided under:
a.Part D – Coverage for Damage to Your Auto
b.Part C – Uninsured Motorists
c.Part B – Medical Payments
d.Part A – Liability Coverage
Explanation
Part A (Liability Coverage) responds when the insured is legally responsible for bodily injury or property damage to others from the use of a covered auto, paying damages and providing a legal defense. Part B pays medical expenses for the insured and passengers, Part C covers injuries caused by uninsured or underinsured drivers, and Part D covers physical damage to the insured's own vehicle.
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Related questions on this topic
- Which of the following is the BEST example of a use that is excluded by the Personal Auto Policy and would NOT be covered without a special endorsement?
- A California driver is hit by a driver who has fled the scene and was never identified, and the victim suffers bodily injury. Which Personal Auto Policy coverage is most likely to respond to the victim's bodily injury claim?
- Which of the following is a permissible OPTIONAL rating factor for personal auto in California, used only AFTER the three mandatory primary factors?
- Under Part D of the Personal Auto Policy, damage to the insured's own vehicle from striking a tree is covered by:
- Which loss to the insured's own vehicle would be covered under other-than-collision (comprehensive) coverage?
- Auto liability limits shown as 50/100/25 mean the policy pays up to:
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