Under Part D of the Personal Auto Policy, damage to the insured's own vehicle from striking a tree is covered by:
Explanation
Collision coverage pays for damage to the insured's own auto from colliding with another vehicle or object, such as a tree, or from upset (overturning), regardless of fault. Liability coverage pays for damage the insured causes to others, medical payments covers injuries to the insured and passengers, and uninsured motorists covers injuries caused by an uninsured at-fault driver, none of which apply to the insured's own vehicle damage.
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Related questions on this topic
- A California driver is hit by a driver who has fled the scene and was never identified, and the victim suffers bodily injury. Which Personal Auto Policy coverage is most likely to respond to the victim's bodily injury claim?
- Which of the following is a permissible OPTIONAL rating factor for personal auto in California, used only AFTER the three mandatory primary factors?
- In the Personal Auto Policy, coverage for bodily injury and property damage the insured causes to others is provided under:
- Which loss to the insured's own vehicle would be covered under other-than-collision (comprehensive) coverage?
- Auto liability limits shown as 50/100/25 mean the policy pays up to:
- Uninsured motorists coverage protects the insured when:
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