Personal Auto PolicyQuestion 363 of 474
Which loss to the insured's own vehicle would be covered under other-than-collision (comprehensive) coverage?
a.Sideswiping a guardrail on a narrow bridge
b.Rear-ending another vehicle at a stop light
c.Having the parked vehicle stolen overnight
d.Rolling the car over in a roadside ditch
Explanation
Other-than-collision (comprehensive) coverage pays for losses not caused by collision or upset, including theft, fire, vandalism, hail, flood, glass breakage, and animal strikes. Rear-ending a vehicle, rolling over, and sideswiping a guardrail are all collision or upset losses covered under collision coverage. Theft of the vehicle is a classic comprehensive loss.
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