Personal Auto PolicyQuestion 364 of 474

Auto liability limits shown as 50/100/25 mean the policy pays up to:

a.$50,000 for each accident no matter how many are hurt
b.$50,000 per person, $100,000 per accident, $25,000 property
c.$100,000 per person for injury and $50,000 per accident
d.$25,000 per person for injury and $50,000 property damage

Explanation

Split limits are read as bodily injury per person / bodily injury per accident / property damage per accident. So 50/100/25 means up to $50,000 for one injured person, up to $100,000 total for all bodily injury in one accident, and up to $25,000 for property damage per accident. State law sets the minimum required limits, but the way split limits are read is national.

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