Seguros y GravámenesPregunta 1477 de 1632
On a private work with a construction lender, for a stop payment notice to bind the LENDER to withhold funds, the claimant generally must:
a.Send the lender a written demand, itemised and signed under oath
b.Obtain a court order directing the lender to withhold the funds
c.Record the stop payment notice with the county recorder's office
d.Serve a bonded notice, bonded at 125 percent of the claim
Explicación
Civil Code §8532 obligates a construction lender to withhold only on a bonded stop payment notice, accompanied by a surety bond of 125 percent of the claim; the bond protects the lender if the claim turns out to be bad. (a) is the closest trap: form and verification matter, but no amount of formality substitutes for the bond. (b) reverses the order — the notice works without going to court, which is why it is useful. (c) borrows mechanics lien practice, where recording is the operative act; a stop payment notice is served, not recorded. A notice to the owner under §8534 needs no bond.
Referencia Legal: Civil Code §8506 / §8532Practica las 1632 preguntas gratis — sin registro.
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Revisado por Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verificar)