Seguros y GravámenesPregunta 1479 de 1605
California law makes which type of insurance MANDATORY for any contractor who has employees?
a.General liability insurance
b.Commercial auto insurance
c.Workers' compensation insurance
d.Builder's risk insurance
Explicación
Labor Code §3700 requires every employer, including contractors with employees, to carry workers' compensation insurance (or be lawfully self-insured). CSLB requires proof for licensees with employees. General liability, auto, and builder's risk are commonly required by contract but are not universally mandated by statute.
Referencia Legal: Labor Code §3700Practica las 1605 preguntas gratis — sin registro.
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- On many private commercial projects, the direct contractor furnishes a 'payment bond.' The primary purpose of a contractor's payment bond is to:
- A licensed contractor who has NO employees but holds a C-10 electrical, C-8 concrete, C-20 HVAC, C-22 asbestos, or D-49 tree service classification must:
- The main purpose of a contractor's Commercial General Liability (CGL) insurance policy is to cover:
- 'Builder's risk' insurance (also called course-of-construction insurance) primarily protects:
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Revisado por Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verificar)