Discapacidad y Cuidado a Largo PlazoPregunta 494 de 716
Short-term disability (STD) coverage generally provides benefits for a maximum period of about:
a.A few weeks up to roughly two years, depending on the plan
b.The insured's entire lifetime with no maximum benefit period
c.Thirty years
d.Ten years
Explicación
Short-term disability benefits are designed to cover brief periods out of work and typically last from a few weeks up to about two years at most, with many group plans paying for several weeks to a few months. They are not intended to run for a decade, for life, or for thirty years, which would be the province of long-term disability coverage. STD has a short elimination period and a short benefit period, filling the early gap before long-term coverage or savings take over.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)