Fundamentos de Accidente y SaludPregunta 503 de 716
An accident-only policy covers:
a.Losses resulting from accidental injury, but not from sickness
b.Long-term custodial care
c.Only routine annual checkups
d.Both sickness and accidental injury equally under the same terms
Explicación
An accident-only policy provides benefits solely for losses caused by accidental injury, such as emergency treatment, hospitalization, or disability resulting from an accident, and it does not cover illness. It is not comprehensive coverage for both sickness and injury, is not limited to checkups, and is not long-term care. Because it excludes sickness, an accident-only policy is a narrow, lower-cost product that should be presented as a supplement, not a substitute for major medical coverage.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)