保险与留置权第 1502 / 1632 题
Which of the following is generally NOT covered by a standard Commercial General Liability policy?
a.Property damage to a neighbor's fence caused by the contractor
b.Legal defense costs for a covered third-party claim
c.Bodily injury to a passerby caused by the contractor's operations
d.The cost to repair the contractor's own defective workmanship
解析
CGL policies typically exclude the cost of repairing the insured contractor's own defective work (the 'your work' exclusion), while covering resulting third-party bodily injury and property damage plus defense costs. Faulty-work repair is a business risk, not an insured peril.
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审核人 Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — 核实)