保险与留置权第 1499 / 1632 题

A licensed contractor's required workers' compensation coverage lapses. What is the direct consequence?

a.The license is suspended by operation of law
b.Nothing happens at all, unless someone is injured
c.The license fee is refunded for the uncovered period
d.A 90-day grace period runs, with no consequence

解析

B&P §7125.2 suspends the license automatically, by operation of law, effective on the earlier of the date the coverage lapsed or the date coverage was required to be obtained; work performed during the suspension is unlicensed work, with the §7031 collection bar and disgorgement exposure that follows. (d) borrows the 90 days from §7071.7, which lets the Registrar accept a BOND as of its effective date if it arrives within 90 days — there is no such grace period for insurance. (b) is the no-harm-no-foul belief, and the suspension does not wait for an injury. (c) is not a remedy anywhere in the chapter.

法律依据: B&P Code §7125.2(a)

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审核人 Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — 核实)
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