保险与留置权第 1497 / 1605 题

Which of the following is the BEST reason a general contractor requires subcontractors to name it as an additional insured and provide certificates of insurance?

a.To eliminate the general's need for workers' compensation
b.To satisfy the mechanics lien statute
c.To reduce the subcontractor's premium
d.To transfer liability risk from the sub's work onto the sub's insurer and confirm coverage is in place

解析

Requiring additional insured status plus a certificate of insurance shifts liability arising from the sub's operations to the sub's insurer and documents that coverage exists. It is a core risk-management practice, unrelated to workers' comp obligations or lien statutes.

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Sen Lin, PrepPass 创始人 · 依据官方资料核对 California CSLB Contractor License Law & Business Exam · 我们如何核对
审核人 Abraham Chen Licensed California General Contractor (CSLB License #1101856 核实)
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