保险与留置权第 1498 / 1605 题

If a contractor illegally fails to carry required workers' compensation insurance and an employee is injured, the employee may:

a.Only collect from the CSLB Recovery Fund
b.Be limited strictly to the workers' compensation schedule
c.Sue the employer in civil court where the employer loses certain defenses, and the employer faces penalties
d.Recover nothing because coverage was absent

解析

Under Labor Code §3706 and §3708, an uninsured employer may be sued in civil court, and the law presumes the injury was caused by the employer's negligence, stripping common defenses. The employer also faces stop orders and penalties. Illegally uninsured employers face far greater exposure.

法律依据: Labor Code §3706

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Sen Lin, PrepPass 创始人 · 依据官方资料核对 California CSLB Contractor License Law & Business Exam · 我们如何核对
审核人 Abraham Chen Licensed California General Contractor (CSLB License #1101856 核实)
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