Seguros y GravámenesPregunta 1539 de 1605
Which best explains why a general contractor requires each subcontractor to carry its OWN workers' compensation insurance?
a.To satisfy the mechanics lien statute
b.So injured employees of the sub are covered by the sub's policy, protecting the GC from those claims and from being deemed the employer
c.To reduce the sub's wages
d.Because the sub cannot be licensed otherwise
Explicación
If a subcontractor lacks workers' compensation coverage, the hiring contractor can be held responsible for the sub's injured employees as a statutory employer. Requiring each sub to carry its own coverage keeps that liability with the sub and its insurer.
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Revisado por Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verificar)