Principios Generales de SegurosPregunta 605 de 716
The principle of utmost good faith in insurance means that:
a.Only the insured is required to be completely honest, while the insurer owes no comparable duty of disclosure
b.The producer personally guarantees the insurer's performance
c.Both parties rely on the honesty and full disclosure of the other
d.Neither party owes the other any duty of honesty
Explicación
Utmost good faith obligates both the applicant and the insurer to deal honestly and disclose material facts. It is not a one-sided duty, nor a producer guarantee.
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- In insurance, a 'replacement' occurs when a new policy is purchased and an existing policy is:
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)