Principios Generales de SegurosPregunta 608 de 716
Insurance is a conditional contract, meaning that:
a.No conditions of any kind apply to the coverage
b.The insurer must pay benefits regardless of any conditions
c.The insured alone sets all of the conditions under which the insurer will be obligated to pay a future claim
d.Benefits are never paid unless conditions, such as paying premiums and filing proof of loss, are met
Explicación
A conditional contract pays benefits only when specified conditions are satisfied, like premium payment and submitting proof of loss. The insurer's duty is not unconditional, and the conditions are set in the contract, not by the insured alone.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)