Principios Generales de SegurosPregunta 606 de 716
Describing insurance as an aleatory contract means that:
a.The dollar amounts exchanged may be unequal and depend on an uncertain event
b.The contract is carefully negotiated term by term between the applicant and the insurer as equal parties
c.Only the insured makes enforceable promises
d.Both sides exchange exactly equal dollar values
Explicación
An aleatory contract involves an exchange of unequal values contingent on chance, a small premium may yield a large benefit, or none. Equal exchange describes a commutative contract, and the other choices describe adhesion and unilateral features.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)